How to Play Baccarat – Guide, Strategy & Tips

Home » How to Play Baccarat – Guide, Strategy & Tips
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To play any game, you need to understand the rules and the best thing about Baccarat is that its rules can be easily comprehended by any level of player. Whether you are new to casino gaming or Baccarat, it wouldn’t take you long to get acquainted with the basic rules of the game.

While there are several variants of the game, the classic Baccarat game requires players to bet on any of the following outcomes:

  • Player Win
  • Banker Win
  • A Tie

If you aren’t betting on the player’s or banker’s win, you will have to bet on the third option. For either of the former options, the hand reaches closest to a value of nine wins. In the case of the third option where it is a tie, you can expect both the player and the banker’s hands to have the same result. 

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Best Online Baccarat Casinos in India

live dealer baccarat

A game widely played across land casinos as well as the online platform, Baccarat’s origins can be traced back to the 14th Century. This engaging game has gained more and more popularity among players from every corner of the world including Indian casino enthusiasts. And the good news is that Baccarat can be enjoyed in Goa as well as Sikkim in India. 

Baccarat is a simple game with easy-to-understand rules. Over the years, this game has evolved; thanks to creative software developers who’ve rolled out interesting variants of the game. Not restricted to the physical table, Baccarat at most top-rated Indian casinos can be played in real-time via the live casino. 

From VIP tables for high rollers to players who like to take in at their own pace, anyone can try their luck on this game. You can place a few bets and win lakhs of Indian Rupees on your choicest Baccarat game.

A few things that you need to know about Baccarat

  • All cards starting from 2 to 9 have their face value
  • Cards with values 10, Jack, Queen, and King are allotted no points and are considered as zero.
  • A or Ace has one point 

The game is played in rounds where you can place a bet on a banker, player, or tie. Alternatively, you also have the option to place a bet on any of the side-bets as well. A round of Baccarat begins with the live dealer dealing out two cards each for the player and the banker.

Depending on the game variant, gaming software, and the online casino you choose to play at, the cards can be distributed either face-up or face down. 

In Baccarat, any winning hand will pay 2:1. The cards that are dealt out should add up to either more than nine or should be less than five. In the first case, the first digit of the double-digit number is automatically removed.

For instance, if you receive two 8s, the total value is 16. Hence, in Baccarat, this will be counted as 6. In the other case, where the total of the player’s hand is either five or less than five, another card is dealt by the dealer. The same rule applies to the banker and if the player decides to stand, the banker also gets another card. 

Table games such as Baccarat are mostly designed with the option of side-bets. Depending on the variant of the Live Baccarat game, you can place your bets on the side bets. If the first two cards of the player’s hand make a pair, it pays 11:1. The same goes for the banker. Baccarat pays 5:1 when the first cards dealt with either the banker or player makes a pair.

If the first two dealt cards to either the banker or player is a suited pair it is known as a perfect pair and will pay 25:1. If the banker’s hand totals to six, Baccarat will pay 12:1. This is the case of Super 6. 

Live Baccarat: Types

There are a plethora of live Baccarat games introduced across online casinos. In a live casino Baccarat game, the game is hosted by a human dealer. The dealer hosts the game from a live casino studio.

These state-of-the-art casinos are equipped with live streaming facilities where the Baccarat game can be streamed in HD in real-time. A live Baccarat game can be streamed either from a live studio or from an actual brick-and-mortar casino. 

Other than the live format of the game, Baccarat can be played in its conventional format as well. Yes, Baccarat is highly-enjoyable in its RNG-format as well. RNG is referred to as the Random Number Generator. In RNG Baccarat games, the outcome is decided automatically without the assistance of a dealer. 

Live Baccarat – Classic Variant

For beginners, the classic game of Baccarat is the easiest to start with. Every live Baccarat game takes around fifty seconds to complete. Most classic Baccarat games are designed with pair side-bets. Other than its classic form, Baccarat is available in a range of intriguing variants. Here are a few common variants available at Indian casinos as well. 

Live Speed Baccarat Game

Akin to the classic game of Baccarat, Live Speed Baccarat is also played with a set of rules. As its name suggests, this variant of the game takes lesser time than its regular variant. Instead of 50 seconds, a round of Live Speed Baccarat game takes 30 seconds. Although the cards are dealt face-up in this game, there may not be adequate time to review to results or place a fresh bet. 

Live Baccarat Squeeze Game

An innovative variant of Baccarat, the squeeze feature enhances the game’s overall experience. It is the dealer that makes the squeeze in a classic Baccarat format. Another form of the game, Baccarat Controlled Squeeze has the player reveal the value of a card. 

No Commission Baccarat Game

Unlike a regular Baccarat game where the commission fee of 5% is taken from the winning Banker bets, No Commission Baccarat tables offer a relatively lower payout on a winning hand. This usually happens when the banker lands on a certain number such as 6 or 9. 

Playing Baccarat at Indian Casinos

Baccarat Image

Well, as a player if you are concerned about gambling in India, the laws are vague when it comes to gaming at land casinos.

However, when it comes to online gambling, there aren’t any laws laid out as such and thus you can fearlessly play online Baccarat or many other popular casino games on the internet. Among some of the other top-rated online casino games are Andar Bahar and Sic Bo.

Unless any strict rules against gambling come into play and adherence is made mandatory, you can fearlessly engage in online gaming at Indian casinos. However, if you don’t wish to risk it and are seeking clarity, you can refer to our article on gambling rules in India. 

Baccarat wins!

While entertainment is one factor, you can’t deny the joy of winning big in your favorite game of Baccarat. Online Baccarat is a game that attracts all kinds of players and yes, the high-rollers for sure.

A quintessential card game with a low house-edge, Baccarat is highly rewarding. Baccarat offers players an RTP of 98.94%, making it a favorite among casino enthusiasts.

Your Player bets have the potential to win even money while you can expect the Banker bets to pay out nearly 19-20. Most top-rated online casinos pay 9:1 for a Tie. 

If you want to explore the winning potential on the side-bets, here’s what you can expect. 

  • In a Banker Pair, the chances are 10:1 with a payout of 89.64%
  • In a Player Pair with 10:1 chances, you can expect a payout of 89.64% 
  • If it’s a Perfect Pair, you can get lucky with a 91.95% payout
  • On Either Pair, Baccarat pays 86.29%
  • On Player Bonus, Baccarat can pay up to 97.35%
  • Banker Bonus on your side-bets in Baccarat can pay 90.63%

If you notice, in Baccarat, the Banker gets lesser than the player but if you mark closely, they have the advantage of position when it comes to information regarding their third card. You can read more about every bet and payouts to approach the game with your unique strategy. 

About Baccarat Live Casino Developers

Baccarat today has been made increasingly interesting online by none other than the innovative software developers. Not just at international casino sites but even on Indian sites, you can land on the choicest of Baccarat live game variants.

With exclusive features and engaging games, these developers ensure relentless Baccarat gaming to their players. With games from top-notch software providers, you can be assured of playing only safe, fair and secure Baccarat games regardless of the casino you play at. 

Here are a few prominent Baccarat game developers winning hearts in the gaming industry 

Evolution Gaming

A crowned developer, Evolution Gaming takes the cake when it comes to live casino gaming. They have an extensive list of Baccarat tables in their premium lounge. 


If you are scouting for regular Baccarat games, you’ll swear by Playtech’s collection. From classic Baccarat, Mini-Baccarat, 7 Seat Baccarat, Prestige Baccarat to Baccarat Squeeze, every game is a doorway to a winning game.


A gaming developer with select Baccarat tables, Ezugi offers an immersive online Baccarat experience to all its players. The premium games of international quality appeal to Indian Baccarat lovers as much to other fans of the game worldwide. 

Vivo Gaming

If you haven’t tried a hand yet, playing Baccarat games such as the Speed Baccarat and Baccarat Squeeze powered by Vivo Gaming is sure to entice you with its fun-filled electrifying experience. If you are up to quick play, the six draw functionality feature on Vivo’s Baccarat variant is worth a try. 


A provider that showers its fans with good luck, the Baccarat tables from LuckyStreak offer a classic experience. Whether you want to start slow or bet high, this developer has the appropriate Baccarat tables to quench your gaming thirst.

From pair bets on Banker to Player and other side-bets, you can try your hand at the best quality Baccarat games from the house of LuckyStreak.

Play Baccarat from your comfort zone 

If you can’t get to a real brick-and-mortar casino in India, playing live Baccarat online is the next best thing. Those days of having to plan a visit to the land casinos for a Baccarat session has changed.

Not that you can’t head to a brick-and-mortar casino but with unclear laws on gambling, one of the best avenues of exploring Baccarat is that of playing it online.

The best thing about playing a Baccarat game from the best provider is that you can enjoy seamless gaming within the reach of your fingertips. Compatibility with all major smartphones and tablets and optimized software have made this possible.

Whether you are a newbie at online Baccarat or a veteran, all you need is a handy device with a screen to get going. Every live Baccarat game accessible at top-rated casino sites features trained dealers. All tables that you can find online, feature professionally-trained dealers. 

Apart from Baccarat, you can also try out other fascinating traditional casino games such as Teen Patti casino game, Andar Bahar, Jhandi Munda and more. 


Where can I play Online Baccarat?

You can play Online Baccarat at any top-graded online casino. If you are a novice searching for a site, it is better that you play online baccarat games for fun before playing real money games. This will you will get better acquainted with the game for free. 

How can I become a Baccarat expert?

Just knowing the rules of playing Baccarat is good enough to get started. It may take continuous practice to become a pro at the game. Baccarat is known as one of the simplest casino card games for beginners. You can play it more to develop your unique gaming strategy. 

Are there are a specific number of hands in Baccarat?

Yes, there are two hands in Baccarat. The first hand is that of the Player while the second hand is the Banker’s hand. The number of hands remains the same for all the game formats, regardless of whether you play at a land casino or an online hideout. 

Can Baccarat be played in other forms?

Yes, Baccarat can be played in its multiple variants. Be it RNG Baccarat games or Live Baccarat, you can select from an array of Baccarat games. There are many Baccarat online games playable for free as well. 

Is it possible to win big by playing a Baccarat game?

Yes, Baccarat games can fetch you big wins. Depending on the online casino you are playing at, you can choose a Baccarat variant that can get you big rewards. 

What are ways I can bet in Baccarat?

A Baccarat game offers you three different betting options. The first one being your bet on the player, the second option is that of betting on the banker and the third option is that of betting on a side bet.  Betting on either the banker or player is more rewarding and can bring you extreme results such as bigger wins or bigger losses. 

Is Baccarat played with cards?

Yes, Baccarat is a card game. Online Baccarat games can be played in India on the virtual platform. You can try the free Baccarat games at top-rated casinos to familiarize yourself with the game rules first before betting with real money.